It’s a amendment to the finance bill for 2025, adopted by the National Assembly on November 5, which risks irritating some owners. This text, which went unnoticed and was presented by François Jolivet, rapporteur for the Horizons & Indépendants group, imposes an obligation on owners who receive aid from the National Housing Agency, Anah and local authorities to renovate their homes. Which? Stay in their home for at least 10 years.
If they sell the property before that deadline, they will have to repay the portion of the unamortized subsidies. “The agency may request total or partial reimbursement of the premium when the accommodation for which assistance was granted is resold before a certain period.”, we read in the amendment. “If you receive 100,000 euros in subsidies for your work from Anah or local authorities, and resell your property after 8 years, you will have to repay 20,000 euros to the State. Every year you amortize 10,000 euros» specifies MP Jolivet a Figaro.
Therefore, this text creates “an easement of general interest for homes that have benefited from ANAH financing to ensure a fair distribution of value between the owner and the public authorities», it is specified. The goal? Encourage long-term home ownership, including for owners.
Improve the quality of life in homes
«It’s not normal the added value provided to the home by public subsidies, therefore by our taxes, enriches the seller. This change is not made to sanction the owner but to provide revenue to the State or to mitigate inappropriate attitudes or behavior.», explains a Figaro François Jolivet. The aid aims to “improve the quality of life in homes and reduce the carbon footprint. They are not intended to increase the value of the property», for the deputy. The dossier of housing that has benefited from Anah funding will be sent to the mayors for information.
This measure is not without mentioning the counterpart of VAT reduced to 5.5% for new home buyers as a primary residence in an area undergoing urban renewal. Owners who benefit from the reduced VAT must remain in their home for 10 years, otherwise they will have to repay the difference between VAT at 5.5% and VAT at 20%. This additional tax is reduced by one tenth per year of detention.